Every year I suffer from financial crisis during the month of Jan. As I go to conference every year during the month of Dec. So no income for about 15 days. Expenses double up during the tour. On return the dull practice in winter session make things worse, this year expenses related to flat has made things more difficult. About 25 thousand rupees are spent in mutations of land. All is making my life miserable. Hope to tide over the situation soon. A possible loss of rs 5lakh in a land has made it even worse.
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